Credit cards should always be used wisely. You don't ever want credit card debt because the more debt you have the harder it is to get back on top. However, it's even harder to watch credit card spending in times of economic hardship like the current credit crunch we are facing.

Tracking your money should be something you do all the time, but it is especially important to keep an eye on your spending when the economy is slow. These tips will make your dollar go farther and help keep you from a financial crisis.

Credit card debt is the ball and chain that keeps many people from being able to achieve their financial goals. Learn four things you may be able to do to lower your credit card interest rates and get out from under your credit card debts.

People give all sorts of reasons for not working to repair their credit. Here are top 10 reasons people avoid credit repair and why none of the reasons should continue to stop you from working to repair your credit reports.

Piggybacking is a method of credit score improvement that has been used for many years but has recently come under fire by lenders and FICO. Today, piggybacking is still an effective method of credit repair, although it is harder to abuse than it was in the past.