What is mortgage protection Mortgage payment protection insurance, or MPPI, is a form of insurance which can be taken out to protect your home from repossession in case of redundancy, accident or illness which results in being unable to work, and therefore meet your mortgage payments

Most of us are aware that if we have poor credit we may struggle to get a credit card, but the thing not so many people know is that if you do have a bad credit rating, defaults, missed payments, a CCJ, aren’t on the electoral role, or even have just moved around a lot, you may also find it tough to secure a bank account

Christmas is a magical time of year for the young and old alike, but December can also be a month where we find ourselves unintentionally binge drinking Work dos, nights out with old friends and family get-togethers can take an alcohol shaped theme, leaving even usually sensible drinkers feeling worse for wear

The Post Office is a British institution and an increasingly strong competitor when it comes to insurance or travel money, but one area not generally associated with your local postie is credit cards, with people generally preferring to go with their existing bank or their primary supermarket However, the Post Office offers a couple of different cards with a multitude of pros and cons, the first being the variable APR credit card, while the other is a prepaid card

What with all the gifts you have to buy this December, along with the necessary stocking up on festive food and decorations, Christmas can be expensive But there is a whole range of ways to make your Christmas budget go further this year, without missing out on all those glittery extras

When it comes to Christmas, most people find themselves spending a lot more than they thought they would The result can be a rush to secure instant decision credit cards or instant loans as it dawns that the money available for the Christmas shopping just won’t stretch far enough

So your boiler conks out, your car breaks down or your pet needs an emergency operation All of these things need to be paid for, but you just don’t have the cash

Borrowing options like instant loans, car loans and instant decision credit cards can be very handy in some circumstances, on the other hand getting into debt can become one big struggle it’s difficult to break free from Here are some drawbacks to consider if you’re thinking about taking out a loan

Mortgage protection is an optional policy which ensures your mortgage payments are fulfilled if you cannot pay for certain reasons Depending on your personal financial circumstances, gaining mortgage protection may be a good idea for safeguarding your home should difficult times occur unexpectedly

If you’re going to get a credit card, you want the one which is going to work the hardest for you Therefore it makes sense to choose one with a reward scheme, where you’ll get something back for your spending