Brad Stroh
Brad co-founded Freedom Financial Network in 2002 and Bills.com in 2005. Bills.com and Freedom have been recognized by the Inc 500 list, Entrepreneur Magazine’s Hot 100, Best Places to Work in Silicon Valley and Phoenix. Additionally, Brad was named to Silicon Valley’s “40 Under 40” list and was named a regional winner of Ernst & Young’s Entrepreneur of the Year Award along with co-Founder Andrew Housser. For more free articles and advice visit Bills.Com.
Articles by this Author
Collections Advice
- By Brad Stroh
- Published 1/11/2011
- Finances
- Unrated
When a debtor stops paying on a debt, a creditor will attempt to contact the debtor on the telephone and via the mail When the number of days since the most recent payment reaches 120-180 days, the account is no longer considered current and the creditor is required by generally accepted accounting principles to "write-off" the debt
Understanding Charge-Off's, Statute of Limitations, And Credit Reporting
- By Brad Stroh
- Published 18/10/2011
- Finances
- Unrated
"Charge-off" is an accounting term used by creditors when they move a delinquent account from its accounts receivable books to its bad debt ledger This usually occurs between 180 and 240 days from the date of your last payment
8 Tips To Help New College Graduates Manage Debt
- By Brad Stroh
- Published 9/09/2011
- Finances
- Unrated
College and university graduates this year face a difficult job market, and their mortarboards come with a heavy debt burden, Freedom Debt Relief vice president Kevin Gallegos said this week, making it more important than ever that grads know how to handle their debt
Two-thirds of students graduated with some educational debt in 2008, with an average debt of more than $23,000
Subprime Loans and the Real Estate Market
- By Brad Stroh
- Published 22/08/2009
- Finances
- Unrated
The recent problems with subprime loans will eventually affect all aspects of real estate The real estate market is supported by all home owners, including those with subprime loans
Get the Best Mortgage Refinancing Rate
- By Brad Stroh
- Published 18/08/2009
- Finances
- Unrated
In order for you to get the best mortgage-refinancing rate available to you, you will have to do a little research and a little math Because it costs money out of pocket to refinance, it is only beneficial to you if you plan on staying in your home long enough to make up the difference between your refinancing costs and your interest savings
FHA Mortgage Insurance
- By Brad Stroh
- Published 15/08/2009
- Finances
- Unrated
The FHA loan insurance program was created to help first-time buyers get into homes However, first-time buyers usually don't have 20% down payments and may have a spottier credit history
Find the Best Bad Credit Second Mortgage
- By Brad Stroh
- Published 15/08/2009
- Finances
- Unrated
Nobody ever intends to end up with bad credit When you decide to consolidate your credit card debt and student loans or make home improvements and realize your credit is not what you had hoped, it can be a big blow
Debt Management Tips
- By Brad Stroh
- Published 9/08/2009
- Finances
- Unrated
Today’s college students graduate with an average of $4,000 in credit card debt, in addition to student loans While you’re in college, it’s easy to charge something or take out another loan without considering what it will do to your future budget, but you should
Home Equity Loan Or Home Loan Mortgage Refinancing?
- By Brad Stroh
- Published 8/08/2009
- Finances
- Unrated
If you are considering taking out a secured loan against your home, two of your options are home loan mortgage refinancing with cash-out or home equity loans Depending on your particular situation one may be better for you financially that the other
The Federal Housing Administration, Fannie Mae, And Freddie Mac
- By Brad Stroh
- Published 6/08/2009
- Finances
- Unrated
The Federal Housing Administration is just one part of the government created system to keep the mortgage market and help homebuyers become homeowners Although none make loans directly to consumers, each has a very important role to play and none could continue to operate without the other